How to Compare Travel Credit Cards
August 31, 2021There are all sorts of travel credit cards out there, so if you’re interested in signing up for one, you’re inevitably going to have to compare them. There are many different things to take into consideration, but if you’re looking for a quick and easy guide, these five things are some of the most important to compare and contrast.
1. Travel Company
Obviously, choosing the right travel company is important. If you have a specific travel company that you regularly travel with, choose that company for your travel credit card. If you’re using this chance to choose the travel company you’re regularly going to use, look into the different routes that different companies have as well as the built-in luxuries and benefits each provides.
2. Annual Fee
Different cards have different annual fees, which are often offset by a travel credit that you receive on the anniversary of being a cardmember. Don’t just look at the annual fee; you should also look at any credits you receive every year, as that will factor into the dollar amount you’re actually paying for card access. The more you travel, the more you’ll also get through reward programs and benefits, so factor that into the equation as well.
3. General Benefits
There are many benefits that may come along with having a credit card for a specific travel company. The most common one is that you often get extra points on your bookings, which will typically be for the travel company’s reward program. However, there may also be other benefits, like complimentary upgrades, free checked bags, extra benefits for your companions, and more.
4. Partnerships
Many travel companies also have partnerships with other companies, which you may be able to get discounts on through your travel credit card. For example, when you earn points with your travel credit card, you may be able to use those points with one of the company’s partner companies. You may also be able to earn extra points when you buy from those partner companies. Check to see if there are any partnerships for you to take advantage of.
5. Sign-On Bonus
The sign-on bonus can be one of the biggest reasons that people sign on with a new travel credit card. These travel credit card bonuses can be tens of thousands of points, which may be enough to save a significant amount on your next trip. You can compare and contrast these sign-on bonuses, as well as many other facets of a travel credit card, with Slickdeals.
Conclusion
Travel credit cards can be a great resource for people who travel often. However, you need to make sure that you’re getting the right travel credit card for your specific needs. Comparing travel credit cards is one of the best ways to make sure you’re getting the credit card that specifically meets your needs. Make sure you use all the tools necessary to compare and contrast travel credit cards and find the right one for your own desires.